A skills perspective on the adoption and use of mobile money services in Uganda

Rebecca I. Kiconco (Corresponding author), Gerrit Rooks, Giacomo Solano, Uwe Matzat

Onderzoeksoutput: Bijdrage aan tijdschriftTijdschriftartikelAcademicpeer review

2 Citaties (Scopus)

Uittreksel

Adoption rates of mobile financial services within sub-Saharan Africa still appear to be below par. The 2016 Groupe Spéciale Mobile Association report shows that over 60 per cent of the adult population in sub- Saharan Africa do not use mobile financial services. We investigate how cognitive resources, namely, mobile phone skills and English literacy, influence the use of mobile financial services. We test our hypotheses using a sample of 208 individuals from an urban location in Central Uganda. We measure actual mobile phone skill using a newly developed scale. The results show that a marginal increase in mobile phone skills has a strong effect on the odds of adopting mobile money, but a less strong effect on the extent to which the functionalities of the mobile money application are used. On the other hand, English literacy has no influence on both adoption and the magnitude of services individuals use.

TaalEngels
Pagina's724-738
Aantal pagina's15
TijdschriftInformation Development
Volume35
Nummer van het tijdschrift5
DOI's
StatusGepubliceerd - 1 nov 2018

Vingerafdruk

financial service
Uganda
money
literacy
functionality
resources

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    Citeer dit

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    A skills perspective on the adoption and use of mobile money services in Uganda. / Kiconco, Rebecca I. (Corresponding author); Rooks, Gerrit; Solano, Giacomo; Matzat, Uwe.

    In: Information Development, Vol. 35, Nr. 5, 01.11.2018, blz. 724-738.

    Onderzoeksoutput: Bijdrage aan tijdschriftTijdschriftartikelAcademicpeer review

    TY - JOUR

    T1 - A skills perspective on the adoption and use of mobile money services in Uganda

    AU - Kiconco,Rebecca I.

    AU - Rooks,Gerrit

    AU - Solano,Giacomo

    AU - Matzat,Uwe

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    N2 - Adoption rates of mobile financial services within sub-Saharan Africa still appear to be below par. The 2016 Groupe Spéciale Mobile Association report shows that over 60 per cent of the adult population in sub- Saharan Africa do not use mobile financial services. We investigate how cognitive resources, namely, mobile phone skills and English literacy, influence the use of mobile financial services. We test our hypotheses using a sample of 208 individuals from an urban location in Central Uganda. We measure actual mobile phone skill using a newly developed scale. The results show that a marginal increase in mobile phone skills has a strong effect on the odds of adopting mobile money, but a less strong effect on the extent to which the functionalities of the mobile money application are used. On the other hand, English literacy has no influence on both adoption and the magnitude of services individuals use.

    AB - Adoption rates of mobile financial services within sub-Saharan Africa still appear to be below par. The 2016 Groupe Spéciale Mobile Association report shows that over 60 per cent of the adult population in sub- Saharan Africa do not use mobile financial services. We investigate how cognitive resources, namely, mobile phone skills and English literacy, influence the use of mobile financial services. We test our hypotheses using a sample of 208 individuals from an urban location in Central Uganda. We measure actual mobile phone skill using a newly developed scale. The results show that a marginal increase in mobile phone skills has a strong effect on the odds of adopting mobile money, but a less strong effect on the extent to which the functionalities of the mobile money application are used. On the other hand, English literacy has no influence on both adoption and the magnitude of services individuals use.

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    KW - English literacy

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    KW - mobile phone skills

    KW - variety of use

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