We demonstrate a novel 10.5-Gbit/s transmission scheme over 20-km single fiber link by using a remotely fed 1-GHz reflective semiconductor optical amplifier (RSOA). Discrete multitone (DMT) modulation with adaptive bit-/power-loading is applied to overcome the bandwidth limitation of the RSOA. Transmission performance of the proposed scheme is analyzed in terms of various system parameters, such as the nonlinearity of the RSOA, optical signal-to-noise ratio of the optical seed carrier, the overhead size impact on dispersion, the number of DMT subcarriers, and the reflection noise from the single fiber link. We also report flexible-bandwidth-allocated multiple access operation based on the proposed scheme. The throughput for all cases is approximately 10 Gbit/s with BER <10-3.